Latest News
Monzo and TrueLayer team up to protect vulnerable customers
We’re running a joint pilot to create an open banking powered gambling block
Monzo was the first bank to introduce a Gambling Block in 2018, following demand from customers who wanted help controlling their gambling addictions. Over 275,000 Monzo customers have chosen to activate the Monzo Gambling Block and less than 10% have ever switched it off permanently.
The Gambling Block is a completely optional tool that blocks card payments to gambling firms. Customers can apply to their Monzo account themselves in the app or by speaking to a member of Monzo’s customer services team.
However, with more and more gambling providers switching to convenient, open banking powered payments, Monzo and TrueLayer have teamed up to offer the same protections for customers using these new payment methods to gamble. This pilot means that Monzo customers will be able to benefit from an extended gambling block that prevents card transactions and open banking powered payments to operators supported by TrueLayer.
We believe that banks like Monzo and open banking providers like TrueLayer have an important role to play in offering customers greater control over how they spend their money.
How it works
Right now, Monzo customers can request to block transactions made to gambling providers, from their account. To remove the block, a customer who has opted out will need to speak to Monzo’s customer support team and wait 48 hours to switch off the feature.
Most of the gambling blocks currently on the market today work by blocking card payments to specific ‘merchant category codes’, assigned by card schemes (like Mastercard or Visa). These codes let the bank know what type of business their customer is trying to pay, before they send their money. However, these merchant category codes are only available for card payments – not open banking powered payments. As more and more consumers switch to these new, convenient methods, we need to act to make sure they could access the same protections.
Now, TrueLayer will automatically let Monzo know, via an enhanced API call, any time their customer attempts an open banking payment to a gambling firm specifically. This additional data access enables Monzo to prevent the payment on the customers’ behalf if they have their gambling block activated.
This is a relatively straightforward change that Monzo and TrueLayer engineers were able to build in a few days. However it could make a huge difference for those struggling with gambling addiction.
What it means for the future of the industry
Every consumer should have access to a gambling block, regardless of who they bank with – or how they pay.
This is relatively simple for banks and open banking providers to put in place, but can have a big impact on someone’s well being. Other banks and open banking providers should follow our lead, to allow gambling blocks to cover non-card payments.
Providing customers with self exclusion tools for gambling is only the beginning, and there’s so much more that can be done.
Open banking providers offer a unique opportunity to help gambling operators seamlessly support those experiencing gambling harms – and empower consumers to stay in control of their finances. Initiatives like affordability checks to flag at-risk players earlier, spending limits to help ensure players do not overextend themselves, and friction free identity checks can all be improved using open banking.
By enabling the right types of protections for all players, gambling can remain a purely social activity, rather than one with life-altering negative effects.
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Atlaslive
Convergence in iGaming: The Structural Shift of 2026
Modern iGaming platforms no longer operate in isolation. Payments influence trust and onboarding. Social mechanics shape engagement and retention. Media platforms determine visibility and acquisition. What were once separate systems now function as a single, continuous flow.
In this article, Atlaslive explores how fintech infrastructure, social gaming mechanics, and media ecosystems are converging into a unified operational model for iGaming platforms—fundamentally changing how products are built, scaled, and regulated.
Beyond Integrations: A Connected Product Flow
Convergence represents a structural shift, not a layer of additional integrations.
Payments, identity verification, engagement tools, and acquisition channels now operate simultaneously rather than sequentially. A deposit may influence verification timing. Social features introduce real-time moderation and monitoring requirements. Media platform policies directly affect product messaging and promotional mechanics.
Competitive iGaming platforms are increasingly designed around real-time system awareness, where each component responds dynamically to player behavior and regulatory constraints.
Payments at the Center of the Player Journey
Fintech infrastructure has become the backbone of the modern iGaming experience.
Payment speed shapes player trust. Embedded payment flows reduce friction caused by redirects. Verification processes operate contextually rather than as standalone checkpoints. Financial controls directly affect session continuity and engagement.
As a result, payments and compliance functions are no longer peripheral tools—they are embedded directly into core product architecture.
Borrowing from Social Gaming Mechanics
As onboarding becomes smoother, engagement opportunities expand.
Live formats, community-driven mechanics, and interactive environments increase session depth and emotional participation alongside transactional activity. Social features help extend player lifetime value—but they also introduce new responsibilities.
Higher interaction levels require structured moderation, real-time monitoring, and enhanced responsible gaming oversight to maintain regulatory and ethical standards.
Media-Led Discovery and Distribution
Creator-driven platforms now play a central role in how iGaming brands are discovered.
Media platform content policies often exceed local regulatory requirements. Attribution becomes fragmented across multiple channels. Visibility increasingly depends on alignment with platform-specific expectations rather than traditional advertising rules.
As a result, marketing strategy and compliance management are becoming deeply intertwined.
Compliance as a Core Design Constraint
In regulated markets, payments, engagement, and distribution can no longer be managed independently.
“This is why convergence has become structural. Platforms have moved toward unified systems that can monitor, react, and report across the entire player journey in real time—not to add complexity, but to reduce risk while scaling.”
— Dmytro Matiiuk, Head of Delivery
Unified system architecture enables operators to manage regulatory risk while supporting sustainable growth.
Conclusion: Operating in a Connected iGaming Ecosystem
Operating successfully in 2026 means managing a fully connected ecosystem. Payment flows, social engagement mechanics, and media-driven acquisition strategies must align within a single architectural framework.
Platforms designed for coherence—such as Atlaslive—enable operators to support this integrated approach, balancing performance, compliance, and scalability in an increasingly complex iGaming environment.
Disclaimer
This document is provided for informational and discussion purposes only. It is based on publicly available sources and was created by the Atlaslive team for marketing use. It does not constitute a solicitation or offer to buy or sell any gambling-related product, nor does it represent legal or business development advice. While Atlaslive believes the information contained herein to be reliable, no guarantee is made as to its accuracy or completeness, and no liability is accepted for any loss arising from its use. Atlaslive reserves the right to correct any errors contained in this document.
About Atlaslive
Atlaslive is a B2B software development company specializing in multifunctional, automated platforms for sports betting and casino operators. The Atlaslive Platform includes Sportsbook, Casino, Risk Management and Anti-Fraud Tools, CRM, Bonus Engine, Business Analytics, Payment Systems, and a Retail Module.
Follow Atlaslive on LinkedIn for the latest insights and updates in iGaming technology.
The post Convergence in iGaming: The Structural Shift of 2026 appeared first on Eastern European Gaming | Global iGaming & Tech Intelligence Hub.
Atlaslive
Convergence in iGaming: The Structural Shift of 2026
Modern iGaming platforms no longer operate in silos. Payments influence trust and onboarding. Social mechanics influence engagement and retention. Media platforms influence visibility and acquisition. These systems now function as a unified flow.
In this article, Atlaslive explores how fintech, social gaming mechanics, and media ecosystems are merging into a single operational model for iGaming platforms.
Beyond Integrations: A Connected Product Flow
Convergence describes a structural change. Payments, identity checks, engagement tools, and acquisition channels operate continuously rather than sequentially.
A deposit impacts verification timing. Social features introduce moderation and monitoring. Media platform policies affect product messaging and promotional mechanics.
Competitive platforms are built around real-time system awareness.
Payments at the Center
Fintech now shapes the full player journey.
Payment speed defines trust. Embedded flows reduce redirect friction. Verification processes operate contextually. Financial controls affect session continuity.
Payments and compliance functions are integrated directly into product architecture.
Borrowing from Social Gaming
With smoother onboarding, engagement expands.
Live formats, community mechanics, and interactive environments extend session depth. Emotional participation increases alongside transactional activity.
However, higher interaction also requires structured moderation and responsible gaming oversight.
Media-Led Discovery
Creator-driven platforms now influence distribution and brand exposure.
Content policies often exceed local regulation. Attribution becomes fragmented across channels. Visibility depends on alignment with platform expectations.
Marketing and compliance increasingly overlap.
Compliance as Design Constraint
Payments, engagement, and distribution cannot be managed independently in regulated markets.
“This is why convergence has become structural. Platforms have moved toward unified systems that can monitor, react, and report across the entire player journey in real time. Not to add complexity, but to reduce risk while scaling.”
—Dmytro Matiiuk, Head of Delivery
Unified systems reduce risk while supporting growth.
Conclusion
Operating in 2026 means managing a connected ecosystem. Payment flows, social mechanics, and media strategies must align within a single architecture. Platforms designed for coherence, like Atlaslive, support this integrated approach.
This document is provided to you for your information and discussion only. This document was based on public sources of information and was created by the Atlaslive team for marketing usage. It is not a solicitation or an offer to buy or sell any gambling-related product. Nothing in this document constitutes legal or business development advice. This document has been prepared from sources Atlaslive believes to be reliable, but we do not guarantee its accuracy or completeness and do not accept liability for any loss arising from its use. Atlaslive reserves the right to remedy any errors that may be present in this document.
About Atlaslive
Atlaslive is a B2B software development company that specializes in creating a multifunctional and automated platform to optimize the workflow of sports betting and casino operators. Key components of the Atlaslive Platform include Sportsbook, Casino, Risk Management and Anti-Fraud Tools, CRM, Bonus Engine, Business Analytics, Payment Systems, and Retail Module. Follow the company on LinkedIn to stay updated with the latest news in iGaming technology.
The post Convergence in iGaming: The Structural Shift of 2026 appeared first on Americas iGaming & Sports Betting News.
Latest News
Convergence in iGaming: The Structural Shift of 2026
Modern iGaming platforms no longer operate in silos. Payments influence trust and onboarding. Social mechanics influence engagement and retention. Media platforms influence visibility and acquisition. These systems now function as a unified flow.
In this article, Atlaslive explores how fintech, social gaming mechanics, and media ecosystems are merging into a single operational model for iGaming platforms.
Beyond Integrations: A Connected Product Flow
Convergence describes a structural change. Payments, identity checks, engagement tools, and acquisition channels operate continuously rather than sequentially.
A deposit impacts verification timing. Social features introduce moderation and monitoring. Media platform policies affect product messaging and promotional mechanics.
Competitive platforms are built around real-time system awareness.
Payments at the Center
Fintech now shapes the full player journey.
Payment speed defines trust. Embedded flows reduce redirect friction. Verification processes operate contextually. Financial controls affect session continuity.
Payments and compliance functions are integrated directly into product architecture.
Borrowing from Social Gaming
With smoother onboarding, engagement expands.
Live formats, community mechanics, and interactive environments extend session depth. Emotional participation increases alongside transactional activity.
However, higher interaction also requires structured moderation and responsible gaming oversight.
Media-Led Discovery
Creator-driven platforms now influence distribution and brand exposure.
Content policies often exceed local regulation. Attribution becomes fragmented across channels. Visibility depends on alignment with platform expectations.
Marketing and compliance increasingly overlap.
Compliance as Design Constraint
Payments, engagement, and distribution cannot be managed independently in regulated markets.
“This is why convergence has become structural. Platforms have moved toward unified systems that can monitor, react, and report across the entire player journey in real time. Not to add complexity, but to reduce risk while scaling.”
—Dmytro Matiiuk, Head of Delivery
Unified systems reduce risk while supporting growth.
Conclusion
Operating in 2026 means managing a connected ecosystem. Payment flows, social mechanics, and media strategies must align within a single architecture. Platforms designed for coherence, like Atlaslive, support this integrated approach.
This document is provided to you for your information and discussion only. This document was based on public sources of information and was created by the Atlaslive team for marketing usage. It is not a solicitation or an offer to buy or sell any gambling-related product. Nothing in this document constitutes legal or business development advice. This document has been prepared from sources Atlaslive believes to be reliable, but we do not guarantee its accuracy or completeness and do not accept liability for any loss arising from its use. Atlaslive reserves the right to remedy any errors that may be present in this document.
About Atlaslive
Atlaslive is a B2B software development company that specializes in creating a multifunctional and automated platform to optimize the workflow of sports betting and casino operators. Key components of the Atlaslive Platform include Sportsbook, Casino, Risk Management and Anti-Fraud Tools, CRM, Bonus Engine, Business Analytics, Payment Systems, and Retail Module. Follow the company on LinkedIn to stay updated with the latest news in iGaming technology.
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